You guys sound like a bunch of OLD FARTS!!!! The dude is 16! Oh that's right, you were all perfect angles when you were 16, I forgot.
It sounds like the kid has things pretty much under control, paying off is first car and all. I say keep being young, I'm 39 and still hit puddles. It just bothers me more to wash now than when I was younger.
When your a kid you speak your mind and when your a senior citizen you speak your mind. What happens in between?