oh, and just to update everyone on this conversation...Though you may disagree with my conclusions ie: that the peoples whose houses are burning down should have seen this coming....None of you have been able to dispute the facts in the case--#1--houses are burning, #2--the cause of the severe damage is an area that is overly dry and filled with tinder, #3--a reasonable person who has observed fact #2 would think twice about building their house in such an area, and #3 the rest of the nation should not have to pay for the fact that facts #2 and #3 were ignored...